Tag: fun

Savings Challenge: Increase net-worth by >$1000 per month

While recovering from my cardio-thoracic surgery, it’s been a lot of laying low. And not driving, which means not working (as I’m a rideshare-app driver in NYC).  BUT it does mean lots of extra time for combing through finances, and I noticed an interesting new slant on things recently.  Since the beginning of this year (actually a few months prior to, but I somehow lost track of a few months’ data) I’ve been tracking my net-worth.  The process initially began with simply logging into personal capital at the beginning of each month.  Then I’d record the figure that’s spit-out at the top.  As all of my bank accounts are linked to personal capital, this seemed to be a reliable method.

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How to Say Yes to Fun Stuff

In the much anticipated sequel to my declining invitations post, this article is taking the notion of extreme saving from a different perspective. Going out to lunch? Getting drinks with friends? Out-of-state wedding invite? All of these events could receive a “yes” response. But it all depends on whether you’re living on a bare-bones budget, or living-large.

Most people would claim that they’re living somewhere in between:  If I’m declining multiple invitations (however big or small); if when I hit the “maybe” button on that Facebook invite it means “not a snowball’s chance in hell,” it’s because I’m clenching my wallet (literally?) between my ass cheeks.

Conversely, if I’ve become a regular “yes man” then I’d eventually have to pull the caravan over to the curb, and button-down the money wagons.  So this article is geared towards finding that happy medium, to properly build up my Fun Stuff budget category; which means being able to say Yes to more invites (at a moderate pace) down the road, or not.

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