Tag: discipline

How To Help Your Wallet By Saying “No” To Fun Stuff?

Part of making, and sticking to, a budget that actually works is having to occasionally decline invitations. Often times our friends, family members, and especially our significant others will make requests upon us, which demand the allocation of our resources.

Have you ever thought, “that sounds like a lot of fun, BUT deep down is it worth the cost?”

Surely this decision crosses our minds multiple times a day.  And most of the time, we’re forced to decide upon one of various potential outcomes using the best of our judgement.  The extent to which we allocate resources to the chosen outcome (i.e., how much money it may cost) often influences our decision, one way or another; however, depending upon the significance of the request, our ability to comply may be limited.

For example, my  brother who lives out of town recently was in-town because he was invited to go to a wedding (and apparently his frequent flyer miles were expiring soon).  His ability to decline the invitation (from an ol’ college friend) was somewhat limited; however, the cost of complying with such an out-of-state wedding invitation was probably sufficient enough to warrant a pass this time around.   Read more

5 Ways to Get Ahead of The Curve

Everybody wants to get ahead, right?  Well, individuals that drive for companies like Uber and Lyft are able to advance their careers quickly by making just a few behavior changes. It doesn’t take a lot of discipline to see the positive impact that these changes will have; however, many rideshare drivers don’t realize their potential.  

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