Category: Budget

How to Say Yes to Fun Stuff

In the much anticipated sequel to my declining invitations post, this article is taking the notion of extreme saving from a different perspective. Going out to lunch? Getting drinks with friends? Out-of-state wedding invite? All of these events could receive a “yes” response. But it all depends on whether you’re living on a bare-bones budget, or living-large.

Most people would claim that they’re living somewhere in between:  If I’m declining multiple invitations (however big or small); if when I hit the “maybe” button on that Facebook invite it means “not a snowball’s chance in hell,” it’s because I’m clenching my wallet (literally?) between my ass cheeks.

Conversely, if I’ve become a regular “yes man” then I’d eventually have to pull the caravan over to the curb, and button-down the money wagons.  So this article is geared towards finding that happy medium, to properly build up my Fun Stuff budget category; which means being able to say Yes to more invites (at a moderate pace) down the road, or not.

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How to Save %30 on Gas Expenses

Whats’ the biggest expense for rideshare drivers?  Hands down has to be all the gasoline consumption, which is required for large quantity of mileage driven.  During an average week, personally I’ll spend $40-50 on filling up my tank twice or three times.  That works out to be ~$150/week easily!

To combat that never-ending thirst for gas that my vehicle has seemingly developed, always on the lookout for deals at the pump, with credit cards, at grocery stores, etc.  Basically anyplace and anyway that I can cut down fuel costs, I’m doing it. Read more

Weekend Rideshare Driving: Worth It?

My typical work schedule is M – F and either Sat. or Sun.  Because I need at least one day off a week to rest.  I’ve tried working seven days/week before, and it’s no fun.  It is helpful for chipping away at credit card debt though.  But isn’t very enjoyable otherwise.  Occasionally, a weekday is designated as an off-day too.  As there’s a buildup of non-work related tasks that tend to accumulate when I’m working overtime.  

But this past weekend I struck a harmonious balance between work and play.  And for really the first time was able to fit everything that I’d planned on doing in.  Typically when friends or a family member requests to spend time together, it’s a decision between doing that OR rideshare driving (which is an avenue for directly making money).   Read more